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PEOCHAIN Technology

Join the Financial Revolution

PeoPay: The payment platform powered by PEOCHAIN technology

PeoPay's mission is bridging Traditional Finance and Decentralized Finance systems
to create seamless, affordable financial access for the next billion users.

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Q3 2025 Beta Launch Countdown

Why Choose PeoPay?

$0.004 Transaction Fee

Micro-Fee Transactions

Our revolutionary system costs a fraction of traditional payment methods

1s Transaction Speed

Instant Transfers

Experience ultra-fast payments with instant confirmation and settlement

100% Mobile Integration

Mobile Money Ready

Seamlessly connect with existing mobile money platforms in supported regions

$0.004 Per Transaction

Our flat-fee structure means you pay the same ultra-low fee regardless of transaction size, saving up to 99% compared to traditional services.

1-Second Finality

Experience instant payment confirmation and settlement, eliminating the days of waiting associated with traditional bank transfers.

Mobile Money Integration

Direct integration with popular mobile money platforms allows recipients to receive funds directly to their phones without needing a bank account.

Powered by PEOCHAIN's Innovative Technology

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Revolutionary Blockchain Architecture

PeoPay leverages PEOCHAIN's advanced blockchain architecture with Proof of Synergy (PoSyg) consensus and Dynamic Contribution Scoring, enabling unprecedented transaction throughput with enterprise-grade security.

Read PEOCHAIN Whitepaper

Ultra-fast Transactions

$0.004 flat fees and 1-second transfers enabled by PEOCHAIN's subnet validator networks that achieve 100,000 TPS with 1-second finality

Proof of Synergy (PoSyg) Consensus

PEOCHAIN's breakthrough consensus mechanism with Dynamic Contribution Scoring ensures high security with minimal environmental impact

Enterprise-grade Security

Zero-knowledge proofs and threshold signatures provide maximum protection for all transactions without compromising privacy

Global Accessibility

PEOCHAIN's decentralized infrastructure provides unprecedented financial access across borders with mobile-first integration

Technical Specifications

100K+

Transactions Per Second

1s

Transaction Finality

$0.004

Flat Fee Per Transaction

99.99%

Network Uptime

Supported Regions

Kenya

Available at Launch

Kenya leads Africa in mobile money adoption with over 30 million M-Pesa users. PeoPay offers direct integration with M-Pesa for instant money transfers at a fraction of current costs.

  • M-Pesa Integration
  • 96% Mobile Money Coverage
  • Instant KES Conversion

Philippines

Available at Launch

With over 10 million overseas Filipino workers sending remittances home, PeoPay offers a revolutionary alternative to expensive traditional services through GCash and PayMaya integration.

  • GCash Integration
  • PayMaya Support
  • Instant PHP Conversion

Nigeria

Available at Launch

Africa's largest economy and most populous nation receives billions in remittances annually. PeoPay offers direct connections to Nigerian banks and mobile wallets at revolutionary costs.

  • Bank Account Transfers
  • Mobile Wallet Support
  • Instant NGN Conversion

PeoPay vs. Traditional Services

Feature PeoPay Western Union MoneyGram Traditional Banks
Fee Structure $0.004 flat fee $3.99-$45.99 + FX markup $4.99-$49.99 + FX markup $25-50 + 3-7% FX markup
Transfer Speed 1 second Minutes to hours Minutes to hours 1-5 business days
Mobile Money Access Direct integration Limited availability Limited availability Rarely available
Minimum Transfer No minimum $1-50 (varies by country) $1-50 (varies by country) Often $100+
Recipient Requirements Mobile number only ID verification ID verification Bank account
Cost for $200 Transfer $0.004 (0.002%) $8-20 (4-10%) $8-25 (4-12.5%) $30-45 (15-22.5%)

Frequently Asked Questions

PeoPay is a product developed by PEOCHAIN AG, leveraging PEOCHAIN's revolutionary blockchain infrastructure. While PEOCHAIN provides the underlying technology with its Proof of Synergy consensus mechanism and high-performance network, PeoPay delivers the consumer-facing payment application that makes this technology accessible for everyday financial transactions.

PeoPay achieves ultra-low transaction fees of just $0.004 by leveraging PEOCHAIN's innovative blockchain technology with subnet validator networks capable of processing 100,000+ transactions per second. By eliminating expensive intermediaries, using advanced cryptography for security, and optimizing infrastructure costs, we can offer revolutionary pricing that makes micro-transactions economically viable.

Our initial beta launch in Q3 2025 will support transfers to Kenya (via M-Pesa), Nigeria (via bank accounts and mobile wallets), and the Philippines (via GCash and PayMaya). We're prioritizing regions with high mobile money adoption and significant remittance flows.

Simply enter your recipient's mobile number and choose the amount you want to send. PeoPay handles all the complexity behind the scenes—no need for account numbers, SWIFT codes, or special instructions. Recipients receive funds directly to their mobile money accounts for immediate use.

PeoPay is launching a private beta in Q3 2025 (July 1, 2025). By joining our waitlist now, you'll secure your position for early access. We'll gradually invite users from our waitlist, prioritizing those connecting with our initially supported regions.

Join our waitlist today to reserve your spot for the beta launch. The higher your position on the waitlist, the sooner you'll receive access. You can also improve your position by referring friends and family to join our waitlist system.

About PeoPay Technology

The User Interface to PEOCHAIN's Technology

PeoPay is the user-friendly payment application that makes PEOCHAIN's powerful blockchain technology accessible to everyone.

By providing an intuitive interface to complex blockchain operations, PeoPay bridges the gap between advanced technology and everyday users, enabling affordable global payments without requiring technical knowledge.

Our roadmap is closely aligned with PEOCHAIN's development timeline, with both platforms scheduled for public launch in Q3 2025 following extensive testing and auditing.

PeoPay Technology Stack

User Interface Layer

PeoPay mobile and web applications that users directly interact with

API & Integration Layer

Connects PeoPay interface with PEOCHAIN's blockchain infrastructure

PEOCHAIN Blockchain Layer

Core blockchain infrastructure with PoSyg consensus mechanism

Validator Network Layer

Distributed validator infrastructure processing 100,000+ TPS

How Transactions Flow Through the PEOCHAIN Infrastructure

1
User Initiates Transaction

User sends money through PeoPay mobile or web app

2
Transaction Verification

PeoPay validates and packages transaction for blockchain processing

3
PEOCHAIN Processing

PEOCHAIN validators process transaction using PoSyg consensus

4
Confirmation (1 second)

Transaction confirmed and recipient notified in 1 second

Key PEOCHAIN Innovations Enabling PeoPay's Performance

Proof of Synergy (PoSyg) Consensus

PEOCHAIN's innovative consensus mechanism uses Dynamic Contribution Scoring to achieve 100,000+ transactions per second with minimal energy consumption. This enables PeoPay's ultra-low fees and 1-second transaction finality.

Cross-Chain Interoperability

PEOCHAIN's bridge technology enables seamless connections with existing financial systems and other blockchains. PeoPay users can send money that recipients receive through their preferred local payment system.

Smart Contract Auditing

PEOCHAIN's automated smart contract verification system continuously audits all transactions for security vulnerabilities. This allows PeoPay to offer industry-leading security without sacrificing speed or ease of use.

PeoPay in the PEOCHAIN Ecosystem

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PEOCHAIN
Blockchain Infrastructure
PeoPay Logo

PeoPay

Cross-border payment platform with USD 0.004 transaction fees

PeoDEX

Coming Soon: Decentralized exchange for digital assets

PeoWallet

Coming Soon: Self-custodial wallet for digital assets

A Growing Technology Ecosystem

PeoPay is the first consumer-facing product built on PEOCHAIN's revolutionary blockchain infrastructure. As a pioneer in the PEOCHAIN ecosystem, PeoPay leverages the core technology capabilities to deliver unmatched payment experiences.

PeoPay & PEOCHAIN Integration Benefits:

  • Native Integration: Built directly on PEOCHAIN for maximum performance and security
  • Ecosystem Access: Future compatibility with all PEOCHAIN services and applications
  • Shared Security: Benefit from PEOCHAIN's enterprise-grade security protocols
  • Technical Synergy: Innovations in either product enhance the entire ecosystem
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Ready to Join the Financial Revolution?

Secure your spot in our waitlist for early access to PeoPay's revolutionary platform.

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