Privacy Policy

1. Introduction

PeoPay ("we", "our", or "us"), a product of PEOCHAIN AG, is committed to protecting your privacy and ensuring you have a positive experience when using our services. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of your information through our website, mobile application, and waitlist program (collectively, the "Services").

By using PeoPay's Services, you consent to the data practices described in this Privacy Policy. If you do not agree with the data practices described, you should not use our Services.

2. Information We Collect

We collect information to provide, improve, and promote our Services, and to communicate with you about them. The types of personal information we may collect include:

2.1 Information You Provide to Us

• Waitlist Registration: When you sign up for our waitlist, we collect your name, email address, phone number, country of residence, and areas of interest.
• Communications: If you contact us directly, we may receive additional information about you, such as your name, email address, phone number, the contents of any message or attachments you send us, and any other information you choose to provide.
• Referral Information: If you refer friends to our waitlist program, we collect information about your referrals.

2.2 Information We Collect Automatically

When you use our Services, we may automatically collect information about your device and how you interact with our Services, including:

• Device Information: Such as your IP address, browser type and version, time zone setting, browser plug-in types and versions, operating system, and platform.
• Usage Information: Such as the pages you visit, the time and date of your visit, the time spent on those pages, and the referring URL.
• Cookie Data: We use cookies and similar tracking technologies to collect information about your browsing activities and to distinguish you from other users of our Services.

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our Services, including managing our waitlist program
• Process and complete transactions with you
• Send you technical notices, updates, security alerts, and administrative messages
• Respond to your comments, questions, and requests
• Communicate with you about products, services, offers, promotions, and events offered by us and PEOCHAIN AG
• Provide news and information about PEOCHAIN's ecosystem and developments that we think will be of interest to you
• Monitor and analyze trends, usage, and activities in connection with our Services
• Detect, investigate, and prevent fraudulent transactions and other illegal activities and protect our rights and property
• Personalize the Services we provide to you
• Carry out any other purpose described to you at the time the information was collected

4. Sharing Your Information

We may share your personal information with the following categories of third parties:

• PEOCHAIN AG and Affiliates: As PeoPay is a product of PEOCHAIN AG, we may share your information with our parent company and other affiliated entities within the PEOCHAIN ecosystem for the purposes outlined in this Privacy Policy.
• Service Providers: We may share your information with third-party vendors, consultants, and other service providers who perform services on our behalf.
• Business Transfers: If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of our assets, your information may be transferred as part of that transaction.
• Legal Requirements: We may disclose your information if we believe that disclosure is reasonably necessary to comply with any applicable law, regulation, legal process, or governmental request.
• Protection of Rights: We may disclose your information to protect the safety, rights, property, or security of PeoPay, PEOCHAIN, our Services, any third party, or the general public.

5. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

• Accessing, correcting, or deleting your personal information
• Objecting to our processing of your personal information
• Requesting restriction of processing of your personal information
• Requesting portability of your personal information
• Opting out of marketing communications

To exercise these rights, please contact us at privacy@peopay.com. We will respond to your request within a reasonable timeframe.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized or unlawful processing, accidental loss, destruction, or damage. As PeoPay is built on PEOCHAIN's secure blockchain technology, we leverage enterprise-grade security protocols to safeguard your data.

However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

7. International Data Transfers

Your information may be transferred to, and processed in, countries other than the country in which you are resident. These countries may have data protection laws that are different from the laws of your country.

Specifically, our servers are located in various jurisdictions, and PEOCHAIN AG is headquartered in Switzerland. This means that when we collect your personal information, we may process it in any of these countries.

By providing your personal information, you acknowledge this transfer, storing, or processing.

8. Children's Privacy

Our Services are not directed to children under the age of 16, and we do not knowingly collect personal information from children under 16. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us at privacy@peopay.com. If we become aware that we have collected personal information from a child under 16 without verification of parental consent, we will take steps to remove that information from our servers.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time in response to changing legal, technical, or business developments. When we update our Privacy Policy, we will take appropriate measures to inform you, consistent with the significance of the changes we make. We will obtain your consent to any material Privacy Policy changes if and where required by applicable data protection laws.

You can see when this Privacy Policy was last updated by checking the "Last Updated" date displayed at the top of this Privacy Policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: privacy@peopay.com

Postal Address:
PeoPay / PEOCHAIN AG
Bahnhofstrasse 21
6300 Zug
Switzerland